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⇓ Home warranties are a complete waste of money, unless you don't mind being nickeled and dimed to death and living with appliances that are continually dying, and lets not forget dangerous!I have documented all of this and if my family and I dies from CO poisoning, I have made sure my surviving family will sue my home warranty company. ⇓

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    To get an idea of what a home warranty might cost you – Click hereSO.

    The term of Your service contract, as set forth in this Agreement, shall begin thirty 30 days following Select’s receipt of all outstanding payments and premiums due to Select are received by Select “Effective Date” please add an additional 5 days for credit/debit card payments. In the event Select does not receive all outstanding payments and/or premiums outstanding , for any reason, Your service contract term will not begin. Your service contract will begin on the Effective Date and remain in effect for one 1 calendar year following the Billing Date “Termination Date”. Coverage waiting period may be expedited with proof of prior coverage's expiration date provided there was no lapse in coverage. 5. Claims Procedure. 5. 1. Before Making a Claim. Prior to making a claim you should: i Immediately contact the proper authority in the event the malfunctioning appliance or system has the potential to cause injury to You or anyone else present in or near your home; ii Shut down the malfunctioning appliance or system to prevent further damage; and iii Determine if the malfunctioning appliance or system is covered under this Agreement. 5.
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    It was hard to understand a lot of things about what he was saying but as it turned out, there was a part that needed to be ordered. It took four times before he finally ordered the part, but when they were ordering the part they sent somebody different to make sure it was that part that needed to be done. That guy though was never on time. The first guy was 10 minutes early. He was very punctual, and I’d always knew when he was gonna be here. And he let me know when he was on his way. He was good. The second one, meanwhile, would never tell me when he was coming. The company would tell me he’d be there at a certain time and he’d come two hours late. I did let that technician know that I wasn’t happy with him not coming on time. In the end, I wanted my freezer not to freeze everything inside.
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    In the end, I wanted my freezer not to freeze everything inside. I would have ice everywhere and it was leaking water inside my freezer, so it would refreeze everything in a block of ice. Although this seemed to be happening every 30 days, it’s been a couple months now and everything seems to be good. I called the emergency number for the contractor Sunday night, and he said they'd send someone out the following day Monday. The owner of the company came to my home on Monday afternoon and was quickly able to find that our compressor was shot the most expensive component on the AC aside from basically just putting in a new unit. I asked him straight out how long this would take to fix based on all the terrible reviews I've read online from 2 10 about it taking months to get service and he said it really just depends. I had a stomach ache from reading reviews that night but hoped for the best that we would not be without air much longer in the July, 90 degree heat. I was THRILLED this morning when Willie, the contractor, called me at 8 am to tell me he had the part in stock, 2 10 had approved the claim and he'd be out today to fix our unit. He had it up and running in just a few short hours and everything was resolved within 36 hours of me making my claim. I realize that this does not seem to be the norm based on all the reviews but it seems as though we lucked out with a great contractor who got the job done quickly and efficiently for us and a rep Katrina who was very helpful in getting our claim pushed through. I paid our $100 service call fee to the contractor and no other out of pocket fees.
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    16. Don’t buy home warranties. Don’t buy extended warranties. Don’t buy any of those kinds of things. The reason is very simple. About 85% of the home warranty amount is absolutely profit and commission to the people.

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The service contractor will diagnose and repair or replace your covered item. Simple repairs are typically made during the first appointment. In some cases, parts may need to be ordered and additional visits may be needed to complete the repair or replacement. Home warranties are often confused with homeowners’ insurance plans and are often referred to as home warranty insurance. If your home sustains damage from a severe storm or fire or you’re the victim of vandalism or theft, insurance can help but it doesn’t take care of the kinds of expenses covered by home warranty plans. A home warranty company protects you from expenses that are associated with deterioration or damage as a result of normal day to day use of the major appliances and systems in your house.